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  7. 96 month car loan?

96 month car loan?

  • Nargis
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26 Apr 2013 12:24 #132557 by Nargis
8 years to pay off a loan?????

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26 Apr 2013 12:35 #132559 by chairman
yes thats a new thing
Always tell someone how you feel because opportunities are lost in the blink of an eye but regret can last a lifetime.
cricketwindies.com/forum/

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  • Snoopster
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26 Apr 2013 12:47 #132561 by Snoopster

Run away from these 96 months arrangements.

At the end of it you end up paying way more in interest and the car depreciates to point where it's worth less than what you've paid for the 96 months.

I would much rather suck it up and finance the payments over 36 months.

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  • Nargis
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26 Apr 2013 13:28 #132567 by Nargis
i guess thats how every one and i mean EVERYONE owns a C class mercedes right now.

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26 Apr 2013 14:38 #132585 by Snoopster

Possibly.  People tend to choose the 96 months of financing to reduce their bi-weekly payments.  But in the long run they end up paying more (in interest) and they have a car which has depreciated 8 years!

It's not a sound financial decision but to each their own.

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26 Apr 2013 14:44 #132589 by Nargis
im sorry - bi weekly?

you see how long its been since i had my car i did mine monthly

at that time - i didnt have the bi weekly option

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  • Snoopster
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26 Apr 2013 14:56 #132594 by Snoopster

Mine was bi-weekly for 36 months.  Saved some money on interest and I have a car which has only depreciated 3 years as opposed to 8 years which means it's still worth something on a trade-in or sale. 8)

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26 Apr 2013 15:04 #132597 by ketchim
Bi weekly gives U 26 payments per year ( 52 divided by 2 )... or 13 months

Monthly give you 12 payments...............................................12 months per year

Therefore over 3 years , Snoopster has saved 3 months interest  ;)

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